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Terms of Use

Last updated: 2026. Template — have counsel review before going live.

1. What Creative Cycles Quotes is

Creative Cycles Quotes is a free comparison and lead-referral service that connects consumers with insurance companies, licensed agents, and marketing partners. Creative Cycles Quotes is not an insurer or an insurance agency, does not sell insurance, does not provide insurance advice, and does not guarantee any rate, quote, coverage, or savings. Any policy is issued solely by the insurer you choose.

2. Eligibility

You must be at least 18 years old and a U.S. resident to use this service and submit the form.

3. Electronic consent & signature

By submitting the form you agree that your electronic submission constitutes your signature and consent under the E-SIGN Act, and you authorize contact as described in our Privacy Policy and the consent language presented on the form.

4. Accuracy of information

You agree to provide accurate information and confirm the contact details you submit are your own and that you are the regular user of the phone number provided.

5. No guarantee; "as is"

The service is provided "as is" without warranties of any kind. Quotes, savings figures, and partner availability vary and are not guaranteed. Any savings statements shown are illustrative.

6. Limitation of liability

To the maximum extent permitted by law, Creative Cycles Quotes is not liable for any indirect, incidental, or consequential damages arising from your use of the service or from any interaction with an insurer, agent, or partner.

7. Third parties

We are not responsible for the products, services, acts, or omissions of insurers, agents, or marketing partners. Your dealings with them are solely between you and them.

8. Governing law

These Terms are governed by the laws of the State of [STATE], without regard to conflict-of-laws principles. (Set the governing-state placeholder before launch.)

9. Contact

Questions about these Terms: support@creative-cycles.com.

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